Terms of Use

Welcome to MTG Insurance Agency LLC, DBA GetHealthPlans.com (“Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, services, and content (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Eligibility

You must be at least 18 years old to use our Services. By accessing our Services, you represent and warrant that you meet this eligibility requirement.

2. Services Provided

MTG Insurance Agency LLC provides information, tools, and resources to help you compare, evaluate, and purchase insurance products. We are an insurance agency licensed in various states across the United States. Any specific product information, including pricing and coverage, is subject to the terms and conditions of the respective insurance carrier.

3. No Guarantee of Coverage or Pricing

We strive to ensure the accuracy of information on our website; however, insurance products, rates, and availability are determined solely by the insurance carriers. The quotes and policies provided are subject to underwriting approval and may vary based on factors like location, personal circumstances, and carrier policies.

4. Intellectual Property

All content, materials, logos, trademarks, and design elements provided on the website are the intellectual property of MTG Insurance Agency LLC except featured insurance carriers. You may not copy, reproduce, distribute, or create derivative works based on our content without express written permission.

5. User Responsibilities

By using our Services, you agree to:
   •    Use the Services only for lawful purposes.
   •    Provide accurate and complete information when requested, such as during the quote or application process.
   •    Avoid attempting to disrupt or interfere with the functionality of our Services.

6. Privacy Policy

Your use of the Services is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information. By using the Services, you consent to the collection and use of your information as outlined in the Privacy Policy.

7. Third-Party Content

Our Services may include links to third-party websites or content for informational purposes. MTG Insurance Agency LLC does not endorse or control these third-party sites and is not responsible for their content or practices.

8. Disclaimer of Warranties

Our Services are provided on an “as-is” and “as-available” basis. We do not guarantee that the Services will be error-free, uninterrupted, or meet your specific needs. To the fullest extent permitted by law, MTG Insurance Agency LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Limitation of Liability

To the extent permitted by law, MTG Insurance Agency LLC and its affiliates, agents, and employees shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless MTG Insurance Agency LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of the Services or violation of these Terms.

11. Changes to the Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on our website. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state where MTG Insurance Agency LLC is headquartered, without regard to its conflict of laws principles.

13. Contact Information

If you have questions about these Terms or the Services, please contact us at:

AGENT@mtgia.com